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A Homeowner’s Guide to Dealing with Ice Dams

A Homeowner’s Guide to Dealing with Ice Dams

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...

Fire Safety and Prevention Tips

Fire Safety and Prevention Tips

To date, wild fires in California have claimed more than 800,000 acres. Additionally, according to the National Fire Protection Association (NFPA) there are more than 1,000 residential fires per day. While there is no way to completely eliminate the risk of a fire, there are steps that can be taken to reduce the chance of a fire damaging your property. Below is a brief list...

Does my auto insurance cover Uber or Lyft?

Does my auto insurance cover Uber or Lyft?

This question is often overlooked, sometimes with negative consequences for drivers participating in the ridesharing economy. Drivers participating in ridesharing programs such as Uber or Lyft often assume that because they have personal auto insurance, they are also covered when driving passengers for a fee. However, this is not the case. Most insurance companies exclude coverage on personal auto policies for drivers participating in ride...

Insurance for Recreational Cannabis and Medical Marijuana

According to the Bureau of Cannabis Control, the California state entity tasked with developing the regulations pertaining to recreational marijuana and medical marijuana, each license holder must have (1) a Commercial General Liability insurance policy with a limit of no less than $1 million per loss, and $2 million aggregate and (2) a surety bond in the amount of $5,000 payable to the state of...