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Are You Ready For The Next Step?

Are You Ready For The Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...

Why Every Contractor Needs Insurance Protection

Why Every Contractor Needs Insurance Protection

Contractors face many challenges even when a project is moving ahead as planned. General contractors have contractual obligations and the threat of a financial loss if a construction defect claim is filed. In order to guard against losses associated with injuries or other damages, contractors need the protection provided by a product liability insurance policy. We live in a litigious world, and there are law...

I received a speeding ticket. Will my auto insurance premium increase?

I received a speeding ticket. Will my auto insurance premium increase?

The short answer is, yes. Activity on your driving record, such as a speeding ticket, will count as a point against your record and can impact the amount you pay for car insurance. Violations will stay on your driving record for 3 years and thus impact your auto insurance premium for 3 years. The good news is that you do have the ability to reduce...

The Growing Importance Of Cyber Liability Insurance

The Growing Importance Of Cyber Liability Insurance

In the 21st Century, technology is vital to conducting business. However, the same technology your business relies on can also leave it vulnerable to costly security threats. Cybercrime is big business and becoming increasingly more sophisticated with advances in technology. No one is safe from cybercrime – not individuals, not small businesses, not even the largest corporations. Cyber liability insurance can help protect your business...

Why A Growing Business Needs To Look Into Key Person Insurance

Why A Growing Business Needs To Look Into Key Person Insurance

In a small, thriving business, the death of a key employee could cause the business to collapse. It could be an owner, a founder, a key salesperson, or any other important player. Life is full of uncertainties, but key person insurance helps protect your business should the unexpected happen. How Key Person Insurance Works Key person insurance is life insurance on a key person in...